endowment claims UK
endowment claims UK
CLAIM LINE 0800 316 4434
Call Centre
FREQUENTLY ASKED QUESTIONS
FREQUENTLY ASKED QUESTIONS
What is an endowment mortgage?
An endowment mortgage is one where interest only is paid to the mortgage lender with additional premiums paid into an endowment policy, which is intended to repay the mortgage when the policy matures or on death should that occur within the term.

I have received a warning letter from my Endowment Provider indicating that there is a risk of a shortfall, what should I do?
The Endowment Provider would not have sent the letter to you if they did not believe that you have a potential problem with your mortgage linked endowment policy. That being the case, you should take the content of the letter very seriously and consider taking financial advice from a qualified person. If you have received a “red” or “high risk” letter, and it forecasts a shortfall, you will be responsible for that shortfall when the time comes to repay your mortgage. These letters are being sent to policyholders with potential problems to encourage them to take action now to reduce the size of the shortfall when the policy matures.

If I do nothing, what are the chances of my mortgage-linked endowment policy improving and paying off my mortgage?
If you take no action, there is a real risk that your mortgage-linked endowment policy will not reach its target value at maturity and therefore will fail to pay-off your mortgage.

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endowment claims UK, Manor Park Chambers, 304 High Street, Aldershot, Hampshire, GU12 4LT
Telephone: 01252 361200 Fax: 01252 361201